Allows you to save for a specific time period, from 3 months to 8 years. If you do not need access to your money right away, a CD is a great choice.
$500 Minimum balance - No monthly processing fee
- Fixed rate based on the term of certificate
- Substantial penalty for early withdrawal
Combining the flexibility of a savings account with the high market rates of a CD, the Ultimate CD earns competitive rates while still giving you access to your account.
- Minimum balance is $1,000
- No maturity date
- Unlimited deposits
- No monthly processing fee
- Variable tiered rate compounded quarterly and paid quarterly.
- One no-fee withdrawal during any of the first five business days of each calendar quarter.
- Interest can be automatically transferred to another Citizens savings or checking account.
