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Personal Savings

Saving money is the foundation of building a strong and safe financial future. Whether you are saving for a new home, college education, vehicle, vacation, or a rainy day, Citizens will help you find the right savings account for your specific needs.

CITIZENS PASSBOOK SAVINGS

With a low minimum balance, Citizens Passbook Savings is perfect for the saver who is just starting out or for anyone who wants easy access to their money. You can make deposits or withdrawals as often as you wish.

PREMIER MONEY MARKET

A great account for investors who want money-market rates with maximum liquidity. You earn a tiered variable rate on your entire collected balance when minimum balance requirements are met. You can access your money by making a withdrawal at any Citizens office or writing a check.

CHRISTMAS CLUB SAVINGS

Citizens Bank Minnesota has a club to make the expense of the Christmas season a little easier to handle. Our Christmas Club Savings Account lets you easily put a little money away each week all year long. As a perk for saving with us all year we will pay half of your last weekly deposit as long as you have continued with the program throughout the year ($10.00 maximum). On or around November 15th your check will be issued, just in time for the holidays!

50 WEEKS OF SAVINGS

  • $5.00 per week = $250 Christmas Savings
  • $10.00 per week = $500 Christmas Savings
  • $15.00 per week = $750 Christmas Savings
  • $20.00 per week = $1,000 Christmas Savings